P.
3
Cecabank Report 2018
Contents
Letter from the CEO 05 Corporate Culture 373.1
Cecabank’s vision 383.2
Creation of value 393.2.1
Innovation 393.2.2
Solvency 413.2.3
Specialisation 443.2.4
Customer orientation 463.2.5
Integrity 483.2.5.1
Corporate Governance 483.2.5.2
CSR 58 Financial Information 1055.1
Financial Information 1065.2
Risk management 112 Our business model 674.1
Economic and regulatory environment 684.1.1
Political risks 684.1.2
Economic framework and the state of the markets 694.1.3
Regulatory agenda 764.2
Lines of business 804.2.1
Securities Services 804.2.2
Treasury Management 864.2.3
Payments 904.2.4
Digital solutions 974.2.5
Retail services 103 Annual accounts 115 About Cecabank 092.1
Key details 102.2
Our activity 122.3
Cecabank presence 132.4
Shareholders and shareholder structure 142.5
Presence in forums 162.6
International Business 242.7
Strategic Plan: 2017 – 2020 evolution 26