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19

Corporate Culture

VISION

At Cecabank we work to build lasting relationships with our

customers and bring them the maximum possible value.

Achieving this goal demands that

all our staff share our banking

service philosophy.

This is where Cecabank’s strength

lies today and, going forward,

what constitutes its biggest

competitive advantage.

Vision

A management philosophy based

on

prudence, expert knowledge,

and openness to change.

Values

Moreover

,

the Values

underlying

our management style and our

culture mean we build lasting

relationships with our clients

.

Openness to change

We are able to focus on our

customers and utilise the

opportunities the market offers.

This is how our customers perceive

us and is reflected in the progress

of our strategic plan.

Expert knowledge

We are backed by our knowledge,

drawn from our long track record.

Prudence

Taking a prudential approach on a

day-to-day basis has enabled us

to achieve a CET1 ratio of 26.53

percent in December 2014, one of

the highest in the Spanish market.

Security

Responsibility

Solvency

Professionalism

Efficiency

Dedication

Creativity

Flexibility

Credibility

Vision and Values

Our Identity 00 Key data | 01 Letter from the President

|

02 Interview with the CEO

|

03 About Cecabank

|

Mission

|

Cecabank’s Presence | Shareholder structure

|

Cecabank’s business

|

04 Corporate culture

|

Vision and values

|

Cecabank’s team |

The Cecabank brand |

Interview with Ana María Raposo Ferreira Annual Report 2014

Openness

to change

Expert

knowledge

Prudence

security

responsibility

solvency

efficiency

dedication

professionalism

credibility flexibility creativity