Our Identity |
5 |
Key Data |
7 |
Letter from the President |
9 |
Interview with the CEO |
10 |
About Cecabank |
13 |
Mission |
13 |
Cecabank´s presence |
13 |
Shareholder structure |
14 |
Cecabank´s business |
15 |
Corporate Culture |
19 |
Vision and Values |
19 |
Cecabank´s team |
20 |
The Cecabank brand |
22 |
Interview: Ana María Raposo Ferreira, Director of Cecabank´s Human Resources Area |
23 |
Corporate Governance |
25 |
Governing Bodies |
27 |
Board of Directors |
28 |
Steering Committee |
30 |
Code of Conduct |
33 |
Code of Conduct |
33 |
Our Business Model |
35 |
Strategic lines |
37 |
Economic and regulatory environment |
37 |
Strengthening our model |
43 |
Business lines |
44 |
Financial information |
69 |
Profit & loss |
69 |
Activity |
70 |
Capital base |
73 |
Ratings |
73 |
Risk management |
75 |
The Cecabank risk function |
75 |
Financial Statements |
81 |
Cecabank, S.A. |
81 |
Cecabank, S.A. and dependent companies forming part of the Cecabank Group |
81 |