Cecabank Annual Report 2014

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Ratings awarded to Cecabank
as at 31 December 2014 by
the international agencies Fitch
Ratings, Moody’s and Standard &
Poor’s, are:
Agency Short-term Long-term Outlook Date
Moody´s NP Ba3 Negative 20/11/2014
Fitch F3 BBB- Negative 21/11/2014
S&P A-2 BBB Stable 27/11/2014
Cecabank has been strengthening its capital base in recent years, which in
conjunction with low levels of risk, has enabled its capital ratios to increase
steadily over time.
2012
700000
740000
780000
800000
760000
720000
680000
2013 2014
TIER 1 CAPITAL
791,021
695,991
727,554
794,896
704,640
734,265
thousands of euros
Tier 1 capital Total equity
Capital base
Ratings
2012
5,00%
15,00%
25,00%
30,00%
20,00%
10,00%
0,00%
2013 2014
CET 1 RATIO
26.53%
18.36%
24.71%
5,00%
15,00%
25,00%
30,00%
20,00%
10,00%
0,00%
SOLVENCY RATIO
2012 2013 2014
26.66%
18.59%
24.94%
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