Cecabank Annual Report 2014

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Risk Management
Cecabank is characterised by
its prudent and rigorous risk
management approach to
safeguarding its solvency. The
results of applying this philosophy
translate into a cautious approach
to risks, marked by high levels
of solvency at the end of 2014,
reaching a CET1 ratio of 26.53
percent and a comfortable
liquidity situation.
MAIN RISKS OF CECABANK’S ACTIVITY
The risks incurred as a result of Cecabank’s business are classed as:
Credit
risk
Market
risk
Liquidity
risk
Operational
risk
Compliance
risk
Reputational
risk
Risk
Prudence and solvency are our hallmarks and key factors in
supporting the future growth of the institution.
The principle of
solvency is part of the
Cecabank Risk Area’s
philosophy
Andrés Martín Pintor
Director of the Risks Area
The Cecabank risk function
Balance
sheet
risk
More information on this chapter
in “Information of Prudential
Relevance 2014”
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