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61

Annual Report 2014 Our Business Model

Key data for 2014

At the close of 2014 the Pyramid

service had a total of

25

groups of institutions as the

solution’s clients, translating into

more than

40

user institutions

More than

20%

of current clients were acquired

in 2014

The new COREP (common

reporting) statements for the

adaptation of institutions to

the new standardised reporting

framework published by the

EBA, deriving from the

European CRD IV (Capital

Requirements Directive IV) and

CRR (Capital Requirements

Regulation) standards.

Adaptation of the platform to

cover changes in the EMU and

interest rate statements, and

the new EBA requirement on

asset encumbrances.

Banking Services

00 Strategic lines | Economic and regulatory context | Strengthening our model

|

Business lines 01 Financial information | Profit & loss | Activity

|

Capital base | Ratings 02 Risk management | The Cecabank risk function